/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  color: #222939;
  background: #fff;
  line-height: 1.7;
  font-size: 16px;
  margin: 0;
  padding: 0;
}
img { max-width: 100%; height: auto; display: block; }
a { color: #CAA849; text-decoration: none; }
a:hover { text-decoration: underline; }
ul, ol { list-style: none; }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4 { font-family: 'Playfair Display', serif; color: #1B2B4B; line-height: 1.25; }
h1 { font-size: 48px; margin-bottom: 0.6em; }
h2 { font-size: 36px; margin-bottom: 0.5em; }
h3 { font-size: 22px; margin-bottom: 0.4em; }
p { margin-bottom: 1em; }

/* ===== LAYOUT ===== */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 24px; }
.section--light { background: #F8F9FC; }
.section--navy { background: #1B2B4B; color: #fff; }
.section--navy h2, .section--navy h3 { color: #fff; }

/* ===== BUTTONS ===== */
.btn {
  display: inline-block;
  padding: 10px 20px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.25s;
  cursor: pointer;
  border: none;
  text-align: center;
  text-decoration: none;
}
.btn:hover { text-decoration: none; }
.btn--gold { background: #CAA849; color: #fff; }
.btn--gold:hover { background: #b8993e; transform: translateY(-1px); }
.btn--outline { border: 2px solid #CAA849; color: #CAA849; background: transparent; }
.btn--outline:hover { background: #CAA849; color: #1B2B4B; }
.btn--white { background: #fff; color: #1B2B4B; }
.btn--white:hover { background: #F8F9FC; }
.btn--navy { background: #1B2B4B; color: #fff; }
.btn--navy:hover { background: #152238; }

/* ===== HEADER / NAVIGATION ===== */
.site-header {
  background: #fff;
  box-shadow: 0 1px 3px rgba(0,0,0,0.1);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1100px;
  margin: 0 auto;
  padding: 16px 24px;
}
.nav__logo {
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  color: #1B2B4B;
  font-weight: 700;
  text-decoration: none;
}
.nav__logo:hover { text-decoration: none; }
.nav__logo span { color: #CAA849; }
.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}
.nav__links a {
  color: #222939;
  font-size: 15px;
  font-weight: 500;
  transition: color 0.2s;
  text-decoration: none;
}
.nav__links a:hover { color: #CAA849; text-decoration: none; }
.nav__cta {
  background: #CAA849;
  color: #fff !important;
  padding: 10px 20px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 14px;
  white-space: nowrap;
}
.nav__cta:hover { background: #b8993e; text-decoration: none; }
.nav__toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav__toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #1B2B4B;
  margin: 5px 0;
  transition: all 0.3s;
}

/* ===== HERO SECTION ===== */
.hero {
  background: #fff;
  padding: 80px 24px;
  text-align: center;
}
.hero .container { max-width: 900px; }
.hero h1 {
  font-size: 48px;
  line-height: 1.2;
  max-width: 800px;
  margin: 0 auto 24px;
}
.hero__sub {
  font-size: 18px;
  color: rgba(34,41,57,0.8);
  max-width: 600px;
  margin: 0 auto 40px;
  line-height: 1.6;
}
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  margin-bottom: 16px;
}
.hero__actions .btn--gold {
  padding: 16px 32px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
}
.hero__link {
  color: #1B2B4B;
  font-size: 15px;
  font-weight: 500;
}
.hero__link:hover { color: #CAA849; }

/* ===== TRUST BAR ===== */
.trust-bar {
  background: #F8F9FC;
  padding: 24px;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 48px;
  margin-top: 32px;
  border-radius: 8px;
}
.trust-bar__item {
  font-weight: 600;
  color: #1B2B4B;
  font-size: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.trust-bar__item::before {
  content: '';
  display: inline-block;
  width: 8px;
  height: 8px;
  background: #CAA849;
  border-radius: 50%;
}

/* ===== PROBLEM SECTION ===== */
.problem-section { background: #fff; padding: 80px 24px; text-align: center; }
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  max-width: 1000px;
  margin: 48px auto 0;
}
.card {
  background: #F8F9FC;
  padding: 32px;
  border-radius: 12px;
  text-align: left;
  transition: box-shadow 0.25s;
}
.card:hover { box-shadow: 0 8px 24px rgba(27,43,75,0.08); }
.card__icon { font-size: 2rem; margin-bottom: 16px; }
.card__title {
  font-family: 'Playfair Display', serif;
  color: #1B2B4B;
  font-size: 20px;
  margin-bottom: 12px;
  border-top: 3px solid #CAA849;
  padding-top: 16px;
}
.card__text { font-size: 15px; color: rgba(34,41,57,0.75); line-height: 1.65; }

/* ===== LEAD MAGNET ===== */
.lead-magnet { text-align: center; }
.lead-magnet h2 { color: #fff; font-size: 36px; margin-bottom: 16px; }
.lead-magnet p {
  color: rgba(255,255,255,0.85);
  font-size: 17px;
  max-width: 560px;
  margin: 0 auto 32px;
}
.lead-magnet .form-row {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  max-width: 440px;
  margin: 0 auto;
}
.lead-magnet .form-row input {
  width: 100%;
  padding: 14px 16px;
  border-radius: 8px;
  border: none;
  font-size: 16px;
  font-family: 'Inter', sans-serif;
}
.lead-magnet .form-row .btn--gold {
  width: 100%;
  padding: 16px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  border: none;
  cursor: pointer;
}
.lead-magnet .fine-print {
  color: rgba(255,255,255,0.6);
  font-size: 13px;
  margin-top: 12px;
}

/* ===== FEATURED ARTICLES ===== */
.featured-section { background: #fff; padding: 80px 24px; }
.featured-section h2 { text-align: center; font-size: 36px; margin-bottom: 48px; }
.article-card {
  border: 1px solid #eee;
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow 0.2s;
  text-decoration: none;
  display: block;
  background: #fff;
}
.article-card:hover {
  box-shadow: 0 8px 24px rgba(27,43,75,0.08);
  text-decoration: none;
}
.article-card__body { padding: 28px; }
.article-card__cat {
  background: rgba(202,168,73,0.1);
  color: #CAA849;
  font-size: 12px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  display: inline-block;
  margin-bottom: 12px;
  letter-spacing: 0.05em;
}
.article-card__title {
  font-family: 'Playfair Display', serif;
  color: #1B2B4B;
  font-size: 20px;
  margin-bottom: 12px;
  line-height: 1.35;
}
.article-card__excerpt {
  color: rgba(34,41,57,0.7);
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 16px;
}
.article-card__meta {
  font-size: 13px;
  color: #888;
  display: flex;
  gap: 16px;
}
.article-card__link {
  color: #CAA849;
  font-weight: 600;
  font-size: 15px;
  display: inline-block;
}
.article-card__link:hover { text-decoration: underline; }

/* ===== ABOUT PREVIEW (homepage) ===== */
.about-preview {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}
.about-preview h2 { font-size: 36px; margin-bottom: 24px; }
.about-preview p {
  font-size: 17px;
  line-height: 1.8;
  color: rgba(34,41,57,0.8);
  margin-bottom: 24px;
}
.about-preview__img {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  background: #e8e9ee;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  color: #CAA849;
  margin: 0 auto 24px;
}

/* ===== NEWSLETTER ===== */
.newsletter { text-align: center; }
.newsletter h2 { font-size: 36px; margin-bottom: 16px; }
.newsletter p { max-width: 560px; margin: 0 auto 32px; color: rgba(34,41,57,0.75); font-size: 16px; }
.newsletter .form-row {
  display: flex;
  gap: 12px;
  max-width: 440px;
  margin: 0 auto;
  justify-content: center;
}
.newsletter .form-row input {
  flex: 1;
  padding: 14px 16px;
  border: 1px solid #ddd;
  border-radius: 8px;
  font-size: 16px;
  font-family: 'Inter', sans-serif;
}
.newsletter .form-row .btn--navy,
.newsletter .form-row .btn--gold {
  padding: 14px 24px;
  border-radius: 8px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  white-space: nowrap;
}

/* ===== FOOTER ===== */
.site-footer {
  background: #1B2B4B;
  color: rgba(255,255,255,0.8);
  padding: 48px 24px 32px;
}
.footer__inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
}
.footer__brand .nav__logo { color: #fff; font-size: 20px; }
.footer__brand .nav__logo span { color: #CAA849; }
.footer__tagline { font-size: 14px; color: rgba(255,255,255,0.6); margin-top: 8px; line-height: 1.5; }
.footer__heading {
  font-family: 'Playfair Display', serif;
  color: #fff;
  font-size: 16px;
  margin-bottom: 16px;
  font-weight: 600;
}
.footer__links { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 8px; }
.footer__links a {
  color: rgba(255,255,255,0.7);
  font-size: 14px;
  display: block;
  transition: color 0.2s;
  text-decoration: none;
}
.footer__links a:hover { color: #CAA849; text-decoration: none; }
.footer__bottom {
  max-width: 1100px;
  margin: 40px auto 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  font-size: 12px;
  color: rgba(255,255,255,0.4);
}
.footer__bottom a { color: rgba(255,255,255,0.5); text-decoration: none; }
.footer__bottom a:hover { color: #CAA849; text-decoration: none; }
.footer__disclaimer {
  max-width: 1100px;
  margin: 16px auto 0;
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  line-height: 1.6;
}

/* ===== BLOG INDEX ===== */
.blog-hero { background: #F8F9FC; padding: 60px 24px; text-align: center; }
.cat-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: center;
  margin-bottom: 48px;
}
.cat-tabs a {
  padding: 8px 20px;
  border-radius: 20px;
  border: 1px solid #ddd;
  font-size: 14px;
  font-weight: 500;
  cursor: pointer;
  background: #fff;
  color: #555;
  transition: all 0.2s;
  text-decoration: none;
}
.cat-tabs a:hover, .cat-tabs a.active {
  background: #1B2B4B;
  color: #fff;
  border-color: #1B2B4B;
  text-decoration: none;
}
.blog-layout {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 48px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 60px 24px;
}
.blog-list .article-card {
  border: none;
  border-bottom: 1px solid #eee;
  border-radius: 0;
  padding-bottom: 32px;
  margin-bottom: 32px;
}
.blog-list .article-card:last-child { border-bottom: none; }

/* ===== SIDEBAR ===== */
.sidebar { position: sticky; top: 100px; align-self: start; }
.sidebar__box {
  background: #F8F9FC;
  border-radius: 12px;
  padding: 24px;
  margin-bottom: 24px;
}
.sidebar__box h3 { font-size: 18px; margin-bottom: 12px; }
.sidebar__box p { font-size: 14px; color: #555; line-height: 1.6; }
.sidebar__box input {
  width: 100%;
  padding: 12px;
  border: 1px solid #ddd;
  border-radius: 8px;
  margin-bottom: 12px;
  font-family: 'Inter', sans-serif;
  font-size: 14px;
}
.sidebar__box .btn { width: 100%; }
.sidebar__box ul { list-style: none; padding: 0; }
.sidebar__box li { margin-bottom: 8px; }
.sidebar__box li a { color: #1B2B4B; font-size: 14px; font-weight: 500; }
.sidebar__box li a:hover { color: #CAA849; }

/* ===== INDIVIDUAL BLOG POST ===== */
.article-header {
  text-align: center;
  padding: 60px 24px 32px;
  background: #F8F9FC;
}
.article-header__cat {
  background: rgba(202,168,73,0.1);
  color: #CAA849;
  font-size: 12px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  display: inline-block;
  margin-bottom: 16px;
  letter-spacing: 0.05em;
}
.article-header h1 { font-size: 42px; line-height: 1.2; margin-bottom: 24px; max-width: 800px; margin-left: auto; margin-right: auto; }
.article-header__meta {
  color: rgba(34,41,57,0.6);
  font-size: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  align-items: center;
}
.article-content {
  max-width: 720px;
  margin: 0 auto;
  padding: 60px 24px;
}
.article-content p {
  font-size: 17px;
  line-height: 1.8;
  color: #222939;
  margin-bottom: 1.25em;
}
.article-content h2 {
  font-size: 28px;
  margin-top: 48px;
  margin-bottom: 16px;
  color: #1B2B4B;
}
.article-content h3 {
  font-size: 22px;
  margin-top: 32px;
  margin-bottom: 12px;
}
.article-content strong { color: #1B2B4B; }
.article-content ul, .article-content ol {
  margin: 16px 0 24px 24px;
  line-height: 1.8;
  font-size: 17px;
}
.article-content ol { list-style: decimal; }
.article-content ul { list-style: disc; }
.article-content li { margin-bottom: 8px; }
.article-content blockquote {
  border-left: 3px solid #CAA849;
  padding: 16px 24px;
  margin: 24px 0;
  background: #F8F9FC;
  border-radius: 0 8px 8px 0;
  font-style: italic;
}

/* Related articles */
.related { padding: 48px 24px; border-top: 1px solid #eee; }
.related h2 { text-align: center; margin-bottom: 32px; }
.related .cards { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); max-width: 800px; margin: 0 auto; }

/* ===== STEPS (start-here) ===== */
.steps-section { padding: 80px 24px; max-width: 700px; margin: 0 auto; }
.step {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 24px;
  align-items: start;
  margin-bottom: 48px;
}
.step__num {
  width: 64px;
  height: 64px;
  background: #CAA849;
  color: #1B2B4B;
  font-family: 'Playfair Display', serif;
  font-size: 24px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.step__content h3 { margin-bottom: 8px; }
.step__content p { color: rgba(34,41,57,0.75); font-size: 16px; line-height: 1.7; }
.step__link {
  color: #CAA849;
  font-weight: 600;
  font-size: 15px;
  margin-top: 12px;
  display: inline-block;
}
.step__link:hover { text-decoration: underline; }

/* ===== LEGAL PAGES ===== */
.legal { max-width: 720px; margin: 0 auto; padding: 60px 24px; }
.legal h1 { margin-bottom: 24px; }
.legal h2 { margin-top: 32px; font-size: 24px; }
.legal p, .legal li { font-size: 15px; line-height: 1.75; }
.legal ul { list-style: disc; margin: 16px 0 24px 24px; }

/* ===== ABOUT PAGE ===== */
.about-hero { text-align: center; padding: 80px 24px 48px; background: #F8F9FC; }
.about-hero__subtitle { font-size: 17px; color: rgba(34,41,57,0.7); max-width: 600px; margin: 0 auto 16px; line-height: 1.6; }
.about-hero__author { font-size: 15px; color: #CAA849; font-weight: 600; }
.about-section { max-width: 720px; margin: 0 auto; padding: 60px 24px; }
.about-section h2 { margin-top: 48px; margin-bottom: 16px; }
.about-section p { font-size: 17px; line-height: 1.8; margin-bottom: 1.25em; }
.about-section ol { list-style: decimal; margin: 16px 0 24px 24px; line-height: 1.8; font-size: 17px; }
.about-section li { margin-bottom: 12px; }

/* ===== CTA SECTION ===== */
.cta-section {
  background: #1B2B4B;
  padding: 80px 24px;
  text-align: center;
  color: #fff;
}
.cta-section h2 { color: #fff; margin-bottom: 16px; }
.cta-section p { color: rgba(255,255,255,0.8); max-width: 500px; margin: 0 auto 32px; font-size: 17px; }
.cta-section .form-row {
  display: flex;
  gap: 12px;
  max-width: 440px;
  margin: 0 auto;
  justify-content: center;
}
.cta-section input {
  flex: 1;
  padding: 14px 16px;
  border: none;
  border-radius: 8px;
  font-size: 16px;
  font-family: 'Inter', sans-serif;
}

/* ===== UTILITIES ===== */
.text-center { text-align: center; }
.mt-1 { margin-top: 16px; }
.mt-2 { margin-top: 32px; }
.mt-3 { margin-top: 48px; }
.mb-1 { margin-bottom: 16px; }
.mb-2 { margin-bottom: 32px; }

/* ===== MOBILE RESPONSIVE ===== */
@media (max-width: 768px) {
  /* Nav */
  .nav__links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    padding: 24px;
    gap: 16px;
    border-bottom: 1px solid #e8e9ee;
    box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  }
  .nav__links.active { display: flex; }
  .nav__toggle { display: block; }
  .nav__cta { margin-left: 0; width: 100%; text-align: center; display: block; }

  /* Hero */
  .hero h1 { font-size: 32px; }
  .hero { padding: 48px 24px; }

  /* Cards */
  .cards { grid-template-columns: 1fr; }

  /* Blog layout */
  .blog-layout { grid-template-columns: 1fr; }

  /* Footer */
  .footer__inner { grid-template-columns: 1fr; gap: 32px; }

  /* Newsletter */
  .newsletter .form-row { flex-direction: column; }
  .newsletter .form-row input { width: 100%; }

  /* Steps */
  .step { grid-template-columns: 1fr; }
  .step__num { justify-self: start; }

  /* About preview */
  .about-preview { text-align: center; }

  /* Trust bar */
  .trust-bar { flex-direction: column; gap: 16px; align-items: center; }

  /* Article header */
  .article-header h1 { font-size: 28px; }

  /* CTA section form */
  .cta-section .form-row { flex-direction: column; }
}